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| Name | HDFC ERGO Optima Restore 2022 | Apollo Munich Optima Restore | Best Health Insurance Review |
| Video Uploader | Video From FINHUB |
| Upload Date | This Video Uploaded At 19-04-2020 16:43:10 |
| Video Discription | Detailed video of HDFC ergo Optima restore, previously known as Apollo Munich Optima Restore in Hindi Link for comparison: https://health.policybazaar.com/?utm_source=YT_Brand_Fin_HUB_CPL&utm_medium=Youtube&utm_campaign=25012021_Best-Health-Insurance-2021 1. Optima Restore comprehensive health insurance plan is a unique plan, This health insurance plan reinstates the sum insured on partial or complete utilisation of the health cover. 2. Optima Restore by HDFC ERGO offers financial security, with the cover ranging from ₹ 5 lacs to 50 lacs. 3. HDFC ERGO OPTIMA RESTORE covers: - Hospitalization expenses - Pre and post-hospitalisation - Costs for diagnosis and follow up consultations, are covered too. pre-hospital admission expenses up to 60 days, and post-discharge expenses till 180 days are included - Day-care procedures : Treatments of less than 24 hours are covered - Emergency Road Ambulance : Ambulance costs are covered up to ₹2000 per hospitalization. - Organ Donor Expenses : Cover the medical and surgical expenses of the organ donor when harvesting a major organ transplant - No sub-limit on room rent - Tax Savings : Save tax up to ₹75,000 with HDFC ERGO Health Insurance plans. - Modern Treatment methods : Optima Restore covers advanced procedures like robotic surgeries, stem cell therapy, and oral chemotherapy. - Lifetime Renewals : Life-long protection as plan can be renewed even after you turn 65 years of age. - Recovery benefit : If stay in a hospital for more than 10 days at a stretch, then a lump-sum of ₹10,000 for other financial losses are paid. - Renewal Discounts : Additional 10% off on premiums if add 2+ members in a single Optima Restore Individual policy. Exclusions: 1. Adventure sport injuries: 2. Self-inflicted injuries : Injury due to intoxicant or hallucinogenic substances like drugs and alcohol. 3. War 4. AIDS/HIV : AIDS or infection with HIV, including but not limited to conditions related to arising out of HIV/AIDS such as ARC (AIDS Related Complex), Lymphomas in the brain, Kaposi’s sarcoma and tuberculosis. 5. Venereal or STDs 6. Treatment of obesity or cosmetic surgery |
| Category | Education |
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