Budgeting For Beginners | How I Save 80% of My Income
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Budgeting For Beginners | How I Save 80% of My Income |
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Video From Daniel Braun |
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This Video Uploaded At 13-12-2023 23:00:22 |
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In this video, we’re looking at how to budget and save money! I’ve been budgeting for the past 5 years by using this budgeting template that I created, and it’s helped me out a ton. Before creating my budget, I never really understood how to save money because I had no clue what I was spending. But now, I’ve been able to go from saving 0% of my income to saving 80% of my income by tracking everything and implementing 4 money frameworks which I’ll go over in this video.
The best way to look at budgeting is to treat yourself like a profitable business by looking at your income versus your expenses. To do this, you need to track your spending habits for at least 2 to 3 months to know exactly how much you’re spending in different categories. Then, you can adjust those categories in your budget by focusing on reducing your largest expenses to save money. After you’ve optimized your expenses, then you can start to focus most of your time on increasing your income because your income can be unlimited.
However, to save money and increase your monthly savings rate, it all starts with managing your expenses and budgeting first. Hopefully this video and my budgeting template can help!
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CHECK OUT SOME OF MY OTHER VIDEOS:
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▶️ You’re (Probably) Killing Your Credit Score: https://youtu.be/3nxGdg8Wa4M
▶️ What I Spend In A Week With 16 Credit Cards: https://youtu.be/wodBZya7r0w
▶️ How We Got $27,300 of FREE Travel With Credit Cards: https://youtu.be/gUVixzG2TUs
▶️ The 6 BEST Bank Accounts of 2023 (High Yield): https://youtu.be/2F_D4f32rnI
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