Amex Platinum vs Amex Gold | Everything YOU NEED To Know!
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Amex Platinum vs Amex Gold | Everything YOU NEED To Know! |
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Video From Mike the Credit Guy |
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This Video Uploaded At 25-06-2023 15:00:02 |
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About Limitless Culture and Mike Meza:
Hi, I'm Mike. I established Limitless Culture with a singular objective, to improve creditworthiness and provide credit education for regular, everyday people with fun and engaging content, DIY products, and (for some because no everyone needs it) monthly credit repair services for people with specialty disputing needs. I want to empower working-class people and their families to be able to take control of their credit files the right way.
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Disclaimer: I am not a financial advisor. Limitless Culture and/or Mike The Credit Guy does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Using a credit card responsibly can help build a strong credit history and improve your credit score. Here are some tips for using a credit card to build credit:
1. Make sure to pay your bill on time each month. Late payments can have a negative impact on your credit score.
2. Keep your credit utilization low. This means that you should try to keep the amount of credit you are using relative to the amount of credit you have available (also known as your credit limit) as low as possible. It's generally recommended to keep it below 9%.
3. DO NOT Consider getting a secured credit card. This is a type of credit card that requires a deposit, which is usually the same amount as the credit limit. Secured credit cards ARE NOT A good option for people who are new to credit or who have poor credit.
4. Don't close old credit card accounts. The length of your credit history is factored into your credit score, so keeping old credit card accounts open can help improve your score.
5. Check your credit report regularly. This will give you an idea of where you stand and allow you to spot any errors or potential issues.
6. Be aware of the type of card you are using, not all credit cards report to credit bureaus and you should select the one that does.
By following these tips and using a credit card responsibly, you can help build a strong credit history and improve your credit score over time. #credit #creditrepair #creditrepairservices #creditrepairtips #creditcards #creditcard #money #finance #mikethecreditguy |
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