Hellow guys, Welcome to my website, and you are watching Beat Stocks with a Treasury Ladder | 4.8% Risk-Free. and this vIdeo is uploaded by Let's Talk Money! with Joseph Hogue, CFA at 2023-03-15T10:45:01-07:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.
| Name | Beat Stocks with a Treasury Ladder | 4.8% Risk-Free |
| Video Uploader | Video From Let's Talk Money! with Joseph Hogue, CFA |
| Upload Date | This Video Uploaded At 15-03-2023 17:45:01 |
| Video Discription | Step-by-step to build a Treasury Ladder with T-Bills and get a guaranteed 4.8% return with no risk! Add to your T-Bill ladder with a no-penalty CD from CIT Bank, check it out https://mystockmarketbasics.com/CITBank Inflation and interest rates are destroying stocks. There is just too much risk and not enough return in the market. That's where the no-risk Treasury Ladder strategy comes in, investing in risk-free T-Bills for a safe return until the next bull market. I'm not talking about getting a Treasury Bill return forever, just long enough to protect your money from a stock market crash. Join the Community for extra perks and access! Check out these member extras ✅ Instant Buy/Sell Notifications and Stock Ideas ✅ Stock Split and IPO Alerts ✅ Monthly Live Q&A ✅ ...MORE! https://mystockmarketbasics.com/BowTieMember 🤑 Get The Weekly Bow-Tie - my FREE weekly email newsletter sharing market updates, trends and the most important news! Market Updates for the Smart Investor! https://mystockmarketbasics.com/dailybowtie T-Bills are short-term debt issued by the Treasury and backed by the U.S. government. Short-term Treasury Rates are higher than they’ve been in 16 years and that has opened up a once-in-a-decade opportunity for investors. In the ladder strategy, you spread your money over different bonds that mature, or pay you back at different times. I’ll be using the four-week, eight-week and 13-week Treasury Bills for this video but you can also buy 17-, 26 and 52-week T-Bills . I like the flexibility with the four-, eight- and 13-week Bills because they pay rates just as high as the others but you’re never more than four weeks from getting paid back and putting that money back to work in stocks. I’ll show you step-by-step how to buy T-Bills commission free in a minute as well as how much to invest and when to get back in stocks. You’ll invest some of your cash in the four-week T-Bill paying an annualized 4.68%, some in the 8-week at 4.78% and some in the 13-week Bills earning 4.88% interest. In four weeks, you’ll get your money back plus interest on the first group. You’ll still have a four-week group, the original eight week T-Bills minus the four weeks passed, and nine-weeks left in that original 13-week group . At this point, you can decide if you want to reinvest the money you get back into another 13-week T-Bill…extending your Treasury Ladder, or whether you want to put that money back in stocks. T-Bills are sold at a discount to the value of the bond so you might only pay something like $95 for that $100 bond but you’ll get back the $100 when the bond matures. The difference is your interest earned. Another benefit of this Treasury Ladder strategy is that as interest rates continue to increase, and believe me they will, you’ll constantly be able to reinvest that money into new Treasuries and earn more! Your T-Bill investments deposit back into your bank account when they expire unless you set it to automatically reinvest. There’s no fees either way so I just let my deposit and then buy back in to another bond. When you stop reinvesting is up to you. All the uncertainty around inflation and interest rates will keep the market on edge at least through mid-year so plenty of time to sit out with some cash earning those solid Treasury rates. My Investing Recommendations 📈 Check out the stock simulator and Get six FREE shares of stock worth up to $10,000 when you open a Webull investing account with any deposit! 🤑 https://mystockmarketbasics.com/webull 📊 Download this Portfolio Tracker and Investing Spreadsheet! [Community Discount Code] https://mystockmarketbasics.com/spreadsheetdiscount ✅ FREE Report! See the top five stocks in my portfolio, the five stocks I'm buying for the next 30 years! https://mystockmarketbasics.com/motleyfool ✅ Save $120 and get 50% off Premium Access to the largest investment analysis community in the world! Lowest price online for Seeking Alpha premium access! https://mystockmarketbasics.com/SeekingAlphaDiscount Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. |
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| Tags | treasury bills explained | treasury bonds explained | treasury ladder | tbills | t bill ladder | t bills explained | how to buy treasury bills | how to invest in treasury bills | joseph hogue | bow tie nation | lets talk money |
