Hellow guys, Welcome to my website, and you are watching How And Why To Build A TIPS Ladder In Retirement. and this vIdeo is uploaded by Rob Berger at 2023-10-23T10:12:20-07:00. We are pramote this video only for entertainment and educational perpose only. So, I hop you like our website.
| Name | How And Why To Build A TIPS Ladder In Retirement |
| Video Uploader | Video From Rob Berger |
| Upload Date | This Video Uploaded At 23-10-2023 17:12:20 |
| Video Discription | Not long ago investors had to pay the U.S. government for the privilege of owning TIPS. The real yields, that is the yield after factoring in inflation, were negative. Last year, as a phoenix rising, real yields broke above 0%. Today the real yield on 10-year TIPS is about 2.50%. This offers some intriguing options for those in or near retirement. Treasury Inflation-Protected Securities, or TIPS for short, are U.S. government bonds whose principal amount adjusts for inflation. They are as close a sure thing as an investor can get. Of course, there is no free lunch. What an investor gives up with TIPS is the possibility of better returns with nominal bonds (should inflation end up lower than expected) or with more risky assets such as stocks. For many retirees, however, risk is a four-letter word. So let’s explore two TIPS ladder strategies that retirees might want to consider. We'll walk through building a 30-year TIPS ladder and a 5-year TIPS ladder. *Join the Newsletter. It's Free:* https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube *Financial tools I use:* *I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:* https://go.robberger.com/empower/yt-tools *My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:* https://go.robberger.com/new-retirement/yt-tools *I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:* https://go.robberger.com/capitalize/yt-tools *My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:* https://go.robberger.com/tiller/yt-tools *We save and invest our credit card rewards. Here are some of my favorite credit cards:* https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=tools *My Book (Retire Before Mom and Dad):* https://amzn.to/2MsRJ9B ———————————— Video Resources ———————————— Real Yields: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_real_yield_curve&field_tdr_date_value_month=202310 Nominal Yields: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202310 Breakeven Inflation Rate: https://fred.stlouisfed.org/series/T10YIE TIPS Ladder Tool: https://www.tipsladder.com/ BlackRock TIPS ETFs: https://www.ishares.com/us/strategies/bond-etfs/build-better-bond-ladders BlackRock Bond Ladder Tool: https://www.ishares.com/us/resources/tools/ibonds #TIPS #bondladder #robberger ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1 Facebook: https://www.facebook.com/financialfreedomguy/ Twitter: https://twitter.com/Robert_A_Berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom. |
| Category | Education |
| Tags | tips | tips bonds | tips ladder | bond ladder | 4% rule |
